Broker Check

Business Consulting Program

<p>We provide the financial consulting services; you choose the payment method</p>

We provide the financial consulting services; you choose the payment method

The primary goal of our business consulting program is to create a win/win situation for both your company and ours. You receive the consulting services outlined below while saving a chunk of change in the process, while we take you on as a client by managing your company retirement and insurance plans.

Payment Options

Option One: You owe us nothing

During our evaluation, we review strategies that have helped many companies and business owners become more tax-efficient, reduce fee drag, protect the value of their company, protect their corporate and personal assets, and significantly reduce personal income taxes. If we can't find anything financially beneficial for you to implement, change, or improve upon, you owe us nothing.

Option Two: Make us the Advisor of Record on your existing benefits package

Including but not limited to:

  • Retirement plan(s)
  • Medical benefit plans 
  • Group life insurance plans 
  • Group disability income insurance plans 
  • HSA plans                                                                                                                              

Option Three: Pay our consulting fee

  • If you don't feel you need our full suite of services as outlined, you are welcome to hire our firm as needed.
  • Maintain your current working relationship with your current Advisor(s), and implement some strategies to compliment what you are currently doing. 

We will provide the following services for the company, owner(s), executives and employees:



  • Tax Planning strategies review & recommendations
  • Partnership agreement review & recommendations
  • Buy/sell agreement review & recommendations
  • Retirement plan expense review & recommendations
  • Retirement plan analysis to determine potential tax-deductible contributions, up to $472k annually, depending on age
  • Medical benefits plan review & recommendations
  • A financial wellness plan & respective meetings will be implemented for all employees who want to participate
<p>Owner(s) &#38; Executives</p>

Owner(s) & Executives

  • Review estate documents, will, trust, etc.
  • Portfolio review
  • Tax planning strategies review & recommendations 
  • Risk planning


Multiple meetings throughout the year to receive specific recommendations regarding:

Business Consulting Timeline

Due Diligence

  1. Clients provide all requested documentation 
  2. We do our research and due diligence


We provide an abbreviated summary showing if it makes sense to partner with our firm


Make us the broker of record on all plans, or pay us for each individual service


Implement all strategies and recommendations outlined in the program

<p>Business Valuations</p>

Business Valuations

Business valuations can be conducted for our clients courtesy of our trusted consultant partnerships.


* These services are not performed by Commonwealth Financial Network or Steffens & Steffens, LLC.

** These services are performed by an outside consulting company.

Additional services are available that are not part of this program, but may be beneficial to implement:

Full Business Succession Plan

Learn more

Full Financial Plan for Individuals & Families

Learn more