Financial Wellness Program
Financial Wellness Program Overview
Our Financial Wellness Program provides employees, executives, owners, and board members unlimited access to experienced financial consultants. We will spend time working with and consulting each person in a one-on-one setting while providing ongoing customized financial advice and recommendations. When appropriate, we will also have discussions about financial stress, the psychological impact financial stress can have on someone, and how to alleviate or reduce financial stress to help give you confidence about your financial well-being.
Our program is not geared as a one-and-done meeting. Our advice is ongoing and will continue as long as you are our client. We provide customized advice while utilizing technology to provide an interactive and well-rounded experience.
We also know that your financial situation is personal and should be treated as such. Our discussions will always be discreet, and we do not share details about your finances with your co-workers, peers, or boss.
The financial consultants at Steffens & Steffens, LLC, have vast experience working with many individual and corporate clients. Our corporate clients range in size from local mom-and-pop shops to a company with more than 14,000 employees. We have the infrastructure and capacity to work with and properly service many more corporate clients and their employees.
Tap the arrows below to see Company Benefits, Our Team's Role, and Most Common Topics Discussed.
Implementing an effective Financial Wellness Program can potentially help reduce employee stress, help reduce absenteeism, and make employees more productive. All of this can potentially save your company a lot of money in lost productivity annually.
We will handle the heavy lifting of establishing and maintaining your Financial Wellness Program. We will assess the different employee demographics within your company and use that assessment to promote awareness and engagement in the Financial Wellness Program. We will periodically measure employee engagement to track the program’s effectiveness, so you have confidence that your employees are receiving the competent advice they need.
We look forward to getting to know you and customizing a Financial Wellness Program appropriate for your company.
Our Team’s Role
Steffens & Steffens, LLC / Commonwealth Financial Network
Our team at Steffens & Steffens, LLC will be your direct contact. In addition to our experienced financial professionals, our team also consists of specialists who assist us in providing customized advice and recommendations for each individual on a consultative basis.
Our team is well rounded and consists of professionals and specialists who have specific expertise. Members of the team have earned designations such as:
AIF Accredited Investment Fiduciary
CAIA Chartered Alternative Investment Analyst
CAP Certified Advisor in Philanthropy
CFA Chartered Financial Analyst
CFP Certified Financial Planner
ChFC Chartered Financial Consultant
CLTC Certified Long Term Care
CLU Chartered Life Underwriter
CPFA Certified Plan Fiduciary Advisor
FALU Academy of Life Underwriting
FLMI Life Management Institute
LLM Master of Laws in taxation with a focus on estate planning
JD Doctoral Degree in Law
PPC Professional Plan Consultant
Most Common Topics Discussed:
We encourage people to ask us for advice about any financial topic. Some examples of the most common topics that people discuss with us are outlined below.
Cash Flow & Debt Planning Investment & Portfolio Management Advice Retirement Planning (Pre & Post Retirement)
- Tax Conscious Investing
Caregiver & Special Needs Planning - Fee Conscious Investing Social Security Income Planning
College Education Planning Pension Optimization Strategies Stock Grant Advice
Deferred Compensation Planning Philanthropic & Charity Planning Stock Option Advice
Elder Care Planning Protection Planning & Analysis Trust Planning
- Disability Income Planning
Estate & Wealth Transfer Planning - Pre-Mature Death Planning
- Long Term Care Planning
Executive Benefits Planning - Medical Benefit Planning
Executive Compensation Analysis Retirement Account Investment Advice