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Individuals & Families Fees

We believe in being transparent about how we get paid. Below are the various ways clients can compensate us for our services:

Financial Planning

Compensation is received by paying a one-time consulting fee. We will add updates to the plan at no cost.

Each plan typically takes our firm approximately 20 to 60 hours to complete depending on how complex your financial situation is.

For clients who have over $1 million in advisory assets with us, we provide the financial plan free of charge.

Asset Management

Our advisory fees for actively managing the first $5 million of a client's assets are comparable to the industry, but we do much more than just take care of your investments. Asset management is only a fraction of what we do for our clients. We provide all the services outlined on our Individual Services page as part of our standard service model.

For clients for whom we manage over $5 million in advisory assets, we provide customized advisory fees.

Brokerage Account

Brokerage Account

  • These assets don't need to be actively managed, just looked after from time to time, so we don't feel the need to charge an advisory fee on these assets.
  • The assets we typically don't charge an advisory fee on are:
    • Money Market 
    • CDs
    • Concentrated stock positions
Advisory Account

Advisory Account

  • No commissions are charged.
  • Annual fee charged as a percentage of the account balance.
  • The fee is determined by the amount of total household advisory assets that we manage for you and your family.
  • 15% discount for public service – military, law enforcement, EMT, and firefighters.
  • Blended Fee rate

*PPS Custom Program (Platform) Account client will pay an annual management fee, as outlined in the blended fee schedule above.

*In addition to the annual management fee, PPS Custom Program clients may pay platform fees, administrative charges, and miscellaneous account fees and charges, as described in the Master Services Agreement (MSA) or PPS Client Agreement (as applicable) and Commonwealth’s ADV Part 2A Brochure.

Additional Information

PPS Custom Program (Platform) Account client will pay an annual management fee, as outlined in the blended fee schedule above.

In addition to the annual management fee, PPS Custom Program clients may pay platform fees, administrative charges, and miscellaneous account fees and charges, as described in the Master Services Agreement (MSA) or PPS Client Agreement (as applicable) and Commonwealth’s ADV Part 2A Brochure.

How Financial Professionals Are Compensated

How Financial Professionals Are Compensated

Read this overview to learn how financial advisors are compensated.

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