Individual & Family Services

Guiding Clients Every Step of The Way

We focus on educating our clients to help make you more informed about your financial situation, and to help guide you through all aspects of your financial life.

Financial Planning Services

Each financial topic or situation has a ripple effect on other areas of your financial life. From our experience, most people address each part of their financial life as an independent topic. We believe in helping people address all areas of their financial lives so you can optimize your financial well-being.

High Net Worth & Ultra High Net Worth Planning

We assist our clients in establishing diverse strategies to guide their net worth planning, encompassing protection and philanthropic goals.

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Investment Planning

We offer risk-adjusted investment planning services, which include developing personalized investment strategies to empower clients in making informed decisions that align with their financial goals.

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Tax
Planning

We provide tax planning services to help clients minimize their tax liability by utilizing deductions, credits, exemptions, tax-efficient investments, & tax-loss harvesting strategies.

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Estate & Wealth Transfer Planning

We help facilitate estate planning services, including wills, trusts, and powers of attorney, to manage and distribute assets after death.

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Asset Management

We provide long-term and short-term wealth management services, managing risk and creating financial security.

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Retirement Planning

We offer personalized retirement planning advice for savings, investments, and ensuring a comfortable retirement.

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Risk Management & Insurance Planning

We offer risk management services to protect ones income and assets by identifying risks, developing strategies, and selecting appropriate insurance policies if appropriate.

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Employee Stock Programs

We advise on potential benefits, risks, and investment strategies for employee stock programs such as NUA, ISO, RSU, Grants, ESPP, & ESOP.

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Education Planning

We provide education planning services that encompass the development of personalized savings and investment strategies for funding educational expenses.

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Securities Based Lending

We partner with Commonwealth Financial Network® to gain access to securities-based loan solutions. The clients brokerage account is used as collateral for non-investment purposes.

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Elder Care & Special Needs Planning

We help our clients protect their assets while preparing properly to receive the necessary support during their elder years.

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Divorce Planning

We assit our clients in navigating the complexities of divorce and helping prepare for the emotional and financial considerations.

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Widowhood

We offer compassionate guidance and support for individuals navigating life after the loss of a spouse, providing careful consideration to their unique situation.

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Types of Clients We Work With

Types of Clients We Work With

Every client brings a unique situation with its own set of complexities, stemming from diverse backgrounds. Click the 'Learn More' button to explore the array of clients we've successfully worked with.

What’s Your Risk Number?

We use innovative technology to better understand your comfort with investment risk. It’s called Riskalyze and it helps to ensure your portfolio aligns with your needs. Complete a five-minute quiz that covers your top financial goals and what you’re willing to risk for potential gains. You’re going to love how understanding your risk number empowers you as an investor.

Start by clicking below to find your number. Once you’re finished, we’ll reach out to share your results.

What is an Asset Map?

What is an Asset Map?

An Asset-Map is a way to visually view all your household members and their respective financial assets, liabilities, cash flows, and insurance policies. This is a straightforward and easy way to address gaps in your financial plan and uncover new opportunities. An Asset-Map snapshot is a standard service that we provide our clients with on an annual basis. 

Outline of Personal Services

Are you getting the personal attention you deserve?

The overriding principle that our clients’ best interests are above all else is the reason why the relationships we’ve built are authentic and long-lasting.

Get In Touch

For more information about our firm and the services we offer, send us a quick email or call the office. We welcome the opportunity to speak with you.

info@steffensfinancial.com | 973-786-3696