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Individual & Family Services

Guiding Clients Every Step of The Way

Financial Planning Services

Asset management is only a fraction of what we handle for clients. As part of our planning process, we do an in-depth review of all the topics listed below. We will implement, maintain, and periodically review your financial plan and consistently make specific recommendations on optimizing your financial situation.

We focus on educating our clients to be more informed while guiding them through all aspects of their financial lives.

High Net Worth & Ultra High Net Worth Planning

We assist our clients in establishing diverse strategies to guide their net worth planning, encompassing protection and philanthropic goals.

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Investment Planning

We offer risk-adjusted investment planning services, which include developing personalized investment strategies to empower clients in making informed decisions that align with their financial goals.

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Tax
Planning

We provide tax planning services to help clients minimize their tax liability by utilizing deductions, credits, exemptions, tax-efficient investments, & tax-loss harvesting strategies.

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Estate & Wealth Transfer Planning

We help facilitate estate planning services, including wills, trusts, and powers of attorney, to manage and distribute assets after death.

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Asset Management

We provide long-term and short-term wealth management services, managing risk and creating financial security.

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Retirement Planning

We offer personalized retirement planning advice for savings, investments, and ensuring a comfortable retirement.

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Risk Management & Insurance Planning

We offer risk management services to protect ones income and assets by identifying risks, developing strategies, and selecting appropriate insurance policies if appropriate.

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Employee Stock Programs

We advise on potential benefits, risks, and investment strategies for employee stock programs such as NUA, ISO, RSU, Grants, ESPP, & ESOP.

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Education Planning

We provide education planning services that encompass the development of personalized savings and investment strategies for funding educational expenses.

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Securities Based Lending

We partner with Commonwealth Financial Network® to gain access to securities-based loan solutions. The clients brokerage account is used as collateral for non-investment purposes.

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Elder Care & Special Needs Planning

We help our clients protect their assets while preparing properly to receive the necessary support during their elder years.

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Business Services

We work with our corporate clients in many different capacities. Regardless of your company’s size, our firm has the knowledge and experience to provide specific advice about many different topics.
 

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Divorce Planning

We assit our clients in navigating the complexities of divorce and helping prepare for the emotional and financial considerations.

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Widowhood

We offer compassionate guidance and support for individuals navigating life after the loss of a spouse, providing careful consideration to their unique situation.

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Types of Clients We Work With

Types of Clients We Work With

Every client brings a unique situation with its own set of complexities, stemming from diverse backgrounds. Click the 'Learn More' button to explore the array of clients we've successfully worked with.

Our Technologies

We are always striving to improve the client experience, including adding various technologies to our process that help explain one's financial situation. Below are only some of the technologies we utilize. We welcome you to explore our technologies and how they could improve your overall financial planning journey.

What is an Asset Map?



An Asset-Map is a snapshot of all your assets in their current state. This shows all household members and their respective financial assets, liabilities, cash flows, and insurance policies. Asset-Map's are a straightforward and easy way to address gaps in your financial plan and to uncover new opportunities.  


This snapshot is a standard service that we provide to our clients on an annual basis and will continue to be updated over time as one's assets change. It is based on what we currently know your assets to be. 



Asset Map Example:



What is Holistiplan?

What is Holistiplan?

Holistiplan helps with tax planning, and allows us to become more comprehensive and efficient. Their system utilizes technologies that read's a tax return in seconds. This saves us on time and allows us to dig deeper into key metrics, planning opportunities, and scenario analysis tools. 

Outline of Personal Services

Are you getting the personal attention you deserve?

The overriding principle that our clients’ best interests are above all else is the reason why the relationships we’ve built are authentic and long-lasting.

Get In Touch

For more information about our firm and the services we offer, send us a quick email or call the office. We welcome the opportunity to speak with you.

info@steffensfinancial.com | 973-786-3696