Connecting You to Liquidity
Our partnered banks provide versatile lines of credit, granting eligible clients convenient access to funds secured by a diverse portfolio of non-retirement investment assets. These services are facilitated through a user-friendly online origination process and a collateral management platform. Additionally, a team of dedicated banking specialists are available to provide support for products and services.
Size
Loans are available with a minimum of $75,000 and no maximum limit.
Type
Clients have the flexibility to borrow, repay, and borrow again multiple times within the revolving line of credit.
Term
No specific maturity date is specified, monthly interest payments are required, and the partnered banks retain the option to request repayment of the loan at their discretion.
Pricing
The loan pricing is established as a spread over the 1-Month Term SOFR, with the spread determined based on the line amount. Fixed rates are also available. No additional fees.
Eligible Accounts
Account types can encompass individual, joint, trust, LLCs, and partnerships, whether used independently or in combination.
Documents
No personal financial statements, tax returns or paper applications, are required. Only a statement of the account to be collateralized, verification of identity and documentation to support account ownership may apply.
Collateral
Collateral must consist of non-qualified assets, including stocks, bonds, mutual funds, ETFs, or structured notes. The client pledges the collateral via a first lien pledge to the partnered bank, facilitated through a control agreement.