Broker Check

Stock Programs

Client Centered

We offer Stock Option services that include Stock Grant Advice and Stock Option Advice. Our experienced professionals can provide guidance on how to manage your stock options and make informed decisions about when to exercise them. We can help you understand the tax implications of exercising stock options and provide personalized advice to help you maximize the value of your equity compensation.

Employee Stock Programs

Common Employee Stock Programs

Type Details
Net Unrealized Appreciation (NUA) The difference between the original cost basis and current market value of shares of employer stock. The NUA is not subject to tax until the company stock is sold and will never be subject to an early withdrawl penalty.
Incentive Stock Option (ISO) A corporate benefit that gives an employee the right to buy shares of company stock at a discounted price with the added benefit fo possible tax breaks on the profit.
Restricted Stock Unit (RSU) A form of equity compensation that companies issue to employees. An RSU is a promise from your employer to give you shares of the company's stock (or the cash equivalent) on a future date - as soon as you meet certain conditions.
Stock Grant The issuance of stock in exchange for non-cash consideration, such as services performed. For startups, stock grants are commonly used to compensate employees through stock incentive plans.
Employee Stock Purchase Pla (ESPP) A type of broad-based stock plan that allows employees to use after-tax payroll deductions to acquire their company's stock, usually ar a discount of up to 15%.
Employee Stock Ownership Plan (ESOP) an IRC section 401(a) qualified defined contribution plan that is a stock bonus plan or a stock bonus/money purchase plan.

Frequently Asked Questions:

"What Issues Should I Consider Regarding my Incentive Stock Options?"

Learn more

"What Issues Should I Consider Regarding my Non-Qualified Stock Options?"

Learn more

"What Issues Should I Consider Regarding my Restricted Stock Units?

Learn more

"Will I Have to Pay Tax on my Qualified ESPP?"

Learn more
A Look at Diversification

A Look at Diversification

Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
Learn More
Pullbacks, Corrections, and Bear Markets

Pullbacks, Corrections, and Bear Markets

When the market experiences volatility, it may be a good time to review these common terms.
Learn More
Your Shifting Risk Tolerance

Your Shifting Risk Tolerance

Time and market performance may subtly and slowly imbalance your portfolio.
Learn More